Liabilities to Assets
How much of your assets are financed by what you owe (short term and long term) versus owned outright. Above 1.00 means you owe more than you own. Lower is safer.
- How it's worked out
- Total Liabilities / Total Assets
- Which way is better
- Lower is betterLower is better for cash.
Written by Mandy Walker, founder of Focus on Cash. Updated October 2026. This explanation comes from the glossary inside Focus on Cash, so it matches the words you see in the app.
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