Long-Term Liabilities

Debts and obligations you don't have to pay back for more than a year: mortgages, term loans, equipment financing. Different from current liabilities which are due soon.

How it's worked out
Total Liabilities − Current Liabilities
Which way is better
Lower is betterLower is better for cash.

Written by Mandy Walker, founder of Focus on Cash. Updated October 2026. This explanation comes from the glossary inside Focus on Cash, so it matches the words you see in the app.

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