Seller Financing

When the seller lends you part of the purchase price instead of you paying it all upfront. Shows the seller has confidence in the business and makes deals easier. Usually 10-30% over 3-5 years.

How it's worked out
Purchase Price × Seller LVR %
Which way is better
Read it in contextNeither higher nor lower is better on its own. Read it alongside the measures around it.

Written by Mandy Walker, founder of Focus on Cash. Updated October 2026. This explanation comes from the glossary inside Focus on Cash, so it matches the words you see in the app.

All 132 measures

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